Actually our price was closer to 7 500 but because a typical lately terrible storm came through and seriously damaged the roof insurance paid for a huge chunk of it.
Process of getting a new roof damaged by storms.
Any soft wet or rotted wood needs to be replaced to create a solid base for your roofing structure.
Therefore the first person you call up after everyone is safe and your property is secured of course should be a roofing company and your insurance agent.
If you have a shingled roof then it is damage to the shingles that is the most important part of your hail damage roof insurance claim and extensive hail damage is what earns you coverage for a roof replacement or major repairs.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
Your roof s lifelong enemy is water and when leaks caused by other types of storms or just the old age of your roof start to expose the internal layers of your roof to moisture problems.
The mother of all roofing issues rain roof damage is the most common and of the most noticeable of all the types of storm damage that happens to your roof.
If you have storm or a wind damaged roof you ll likely be anxious to get it repaired or replaced and want to ensure a payout and subsequent repairs as soon as possible.
Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place.
If this is happening it should be your top priority to have your shingles replaced.
Inspecting your shingles for hail damage.
Repair coverage usually takes into consideration depreciation of the roof.
This is very important because only when you have a solid base for your roofing structure your shingles will stay intact.
According to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end more than 5 396 hail events were recorded although most people think that property and roof damage only occur in rare instances with larger than average hailstones even the smallest.
I learned a lot in the process of getting a new roof so there are a few things i want to share with you in this article.
Be observant and take careful notes.
If you do find storm damage let your roofing contractor guide you through the insurance claim process including negotiating the correct scope of work required to fix the damage the right way the first time.
It could be as low as 15 for a roof near the end of its service life.
This means you will get a percentage of the replacement cost based on the roof s material and age.
Every roofing replacement project begins with a thorough inspection of the wood decking.
Finally you ll want to inspect the shingles.
Storms bring wind and debris that can knock shingles off your roof with ease.