Progressive Roof Hail Damage

Hail damage to roof vents and shingles once you re up on the roof there s going to be a few things to look for.

Progressive roof hail damage.

File a claim and watch premiums go up or forgo a claim and risk additional damages caused by a leaking roof. Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof. One in 10 progressive policy holders who have a total loss meaning their car is damaged beyond repair do. Even if you re not sure whether the damage is more than your deductible it s still a good idea to file a claim.

And it s an option that helps pay for a rental car if your car is being fixed or replaced. Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event. Gutters are also susceptible to hail damage. The inspection and report will cost up to 500 but it is money well spent if it is instrumental in getting your homeowner s insurance claim paid.

There is the weight of heavy snow and hail or ice storms. There s a fire in your home and you can t stay there for two weeks if you spend 1 000 eating out loss of use will cover that food bill beyond what you. Standard home insurance will generally cover hail damage minus your hail deductible. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.

Most home insurance policies are designed to cover damage to your home s structure and belongings from high winds including those caused by tornadoes hurricanes winter storms etc. Hail damage often accompanies wind damage to roofing systems so you ll want to look for both. In fact hail damage to your roof is one of the most common home insurance claims. Wind including damage from tornadoes and hurricanes.

Simply call 1 800 progressive to file your claim 24 hours a day 7 days a week. You ll never be left homeless. Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer.

If your home is damaged from a covered loss meaning something homeowners insurance pays for and you can t stay there loss of use covers hotel rent and food expenses above what you d normally pay. Vents chimneys sky lights other features and shingles are on our inspection list. If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stoneto cause damage roof hail damage. Compensation and exceptions under progressive s hail damage insurance coverage business owners often face a tough choice after a hail storm.